Q: What are the minium requirements for a loan?
A: Must have the following items:
  1. You must be at least 18 years of age
  2. Have a job or regular source of income
  3. You must have an open bank account
  4. Your monthly income must be a minimum of $1000.00

To be approved for a loan you need to meet the minimum requirements. The lender will evaluate your application and determine whether you are eligible for a loan. Factors such as income, direct deposit of your pay, past loan history and state of residence can affect the approval of your loan. If your application is accepted by a lender, your assigned lender may contact you directly and ask for additional information in order to process the application. Lenders utilize proprietary criteria to evaluate applicants and will approve your loan when your application matches their criteria. In order to increase your chances of getting matched with a lender and ultimately approved for a loan, please be sure to fill out our quick and easy online application with honest verifiable information.


Q: How do I recieve my cash?
A: The loan is electronically deposited directly into your bank account.
Q: What hours is your service available?
A: We accept and process applications 24 hours a day, every day of the year. However, once your application is provided to a lender it may require additional verification which can only be done during normal business hours. Please keep in mind that the lenders can only electronically deposit money to your bank account on days when your bank is open. .
Q: How much money do I qualify for?
A: AAA Community Finance can help you get up to $5,000 based on the information that you provide to us on our quick and easy loan application. Your lender may offer you a smaller loan until you establish a payment history with them.
Q: What if I only have a savings account?
A: Lenders in our network will be able to help you even if you only have a savings account. Please contact your bank to get the routing number. This number is needed in order to electronically transfer the loan into your account.
Q:How much will the loan cost?
A: The cost of the loan and the APR depends on your application. The terms are disclosed in the application process when you are directed to the lender’s website. At this point you have NOT accepted the loan. If, when the terms are disclosed, they are not acceptable to you, do not sign the application.
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