AAA Community Finance - Privacy Policy: Installment Loans for in Missouri, Utah, and Wisconsin.


FACTS	WHAT DOES AAA COMMUNITY FINANCE DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires lenders to tell you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons AAA Community Finance chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information	Does AAA Community Finance share?	Can you limit this sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	YES	NO
For our marketing purposes– to offer our products and services to you	YES	NO
For joint marketing with other financial companies	YES	NO
For our affiliates’ everyday business purposes – information about your transactions and experiences	YES	NO
For our affiliates’ everyday business purposes – information about your creditworthiness	YES	YES
For our affiliates to market to you	YES	YES
For nonaffiliates to market to you	YES	YES

To limit
our sharing

Call 618-377-6700 or
Contact us via email: optout@aaacommunityfinance.com

Please note: If you are a new customer, we can begin sharing your information as soon as the same day that you apply for a loan. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call 618-377-6700 or go to AAACommunityfinance.com


Who we are
Who is providing this notice?	AAA Community Finance is a California license entity.


What we do
How does AAA Community Finance protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. All information collected is stored in a technically and physically secure environment. We store and transmit information with SSL encryption software.
How does AAA Community Finance collect my personal information?	We collect your personal information, for example, when you Apply for a loan or provide bank account information Give us your income information or your contact information Provide employment information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.


Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Affiliates we may share with are AAA Community Finance, JRE Financial, LLC, Dean Financial Group, Inc, AAA Community Finance XV, Cash Aisle and Fast Lead Solutions, LLC.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include service providers, direct mail, data processors and advertisers.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, and other lending companies.


FACTS	WHAT DOES AAA CFN, LLC DBA “AAA COMMUNITY FINANCE” DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires lenders to tell you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons AAA Community Finance chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information	Does AAA Community Finance share?	Can you limit this sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	YES	NO
For our marketing purposes– to offer our products and services to you	YES	NO
For joint marketing with other financial companies	YES	NO
For our affiliates’ everyday business purposes – information about your transactions and experiences	YES	NO
For our affiliates’ everyday business purposes – information about your creditworthiness	YES	YES
For our affiliates to market to you	YES	YES
For nonaffiliates to market to you	YES	YES

To limit
our sharing

Call 618-377-6700 or
Contact us via email: optout@aaacommunityfinance.com

Please note: If you are a new customer, we can begin sharing your information as soon as the same day that you apply for a loan. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call 618-377-6700 or go to AAACommunityfinance.com


Who we are
Who is providing this notice?	AAA CFN, LLC dba AAA Community Finance is a South Carolina licensed lender.


What we do
How does AAA Community Finance protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. All information collected is stored in a technically and physically secure environment. We store and transmit information with SSL encryption software.
How does AAA Community Finance collect my personal information?	We collect your personal information, for example, when you Apply for a loan or provide bank account information Give us your income information or your contact information Provide employment information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.


Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Affiliates we may share with are AAA Community Finance, JRE Financial, LLC, Dean Financial Group, Inc, AAA Community Finance XV, Cash Aisle and Fast Lead Solutions, LLC.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include service providers, direct mail, data processors and advertisers.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, and other lending companies.


FACTS	WHAT DOES AAA COMMUNITY FINANCE XV DBA “AAA COMMUNITY FINANCE” DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires lenders to tell you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons AAA Community Finance chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information	Does AAA Community Finance share?	Can you limit this sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	YES	NO
For our marketing purposes– to offer our products and services to you	YES	NO
For joint marketing with other financial companies	YES	NO
For our affiliates’ everyday business purposes – information about your transactions and experiences	YES	NO
For our affiliates’ everyday business purposes – information about your creditworthiness	YES	YES
For our affiliates to market to you	YES	YES
For nonaffiliates to market to you	YES	YES

To limit
our sharing

Call 618-377-6700 or
Contact us via email: optout@aaacommunityfinance.com

Please note: If you are a new customer, we can begin sharing your information as soon as the same day that you apply for a loan. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call 618-377-6700 or go to AAACommunityfinance.com


Who we are
Who is providing this notice?	AAA Community Finance XV dba AAA Community Finance is a state licensed lender.


What we do
How does AAA Community Finance protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. All information collected is stored in a technically and physically secure environment. We store and transmit information with SSL encryption software.
How does AAA Community Finance collect my personal information?	We collect your personal information, for example, when you Apply for a loan or provide bank account information Give us your income information or your contact information Provide employment information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.


Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Affiliates we may share with are AAA Community Finance, JRE Financial, LLC, Dean Financial Group, Inc, AAA Community Finance XV, Cash Aisle and Fast Lead Solutions, LLC.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include service providers, direct mail, data processors and advertisers.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, and other lending companies.


FACTS	WHAT DOES DEAN FINANCIAL GROUP, INC. DBA “AAA COMMUNITY FINANCE” DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires lenders to tell you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons AAA Community Finance chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information	Does AAA Community Finance share?	Can you limit this sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	YES	NO
For our marketing purposes– to offer our products and services to you	YES	NO
For joint marketing with other financial companies	YES	NO
For our affiliates’ everyday business purposes – information about your transactions and experiences	YES	NO
For our affiliates’ everyday business purposes – information about your creditworthiness	YES	YES
For our affiliates to market to you	YES	YES
For nonaffiliates to market to you	YES	YES

To limit
our sharing

Call 618-377-6700 or
Contact us via email: optout@aaacommunityfinance.com

Please note: If you are a new customer, we can begin sharing your information as soon as the same day that you apply for a loan. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call 618-377-6700 or go to AAACommunityfinance.com


Who we are
Who is providing this notice?	Dean Financial Group, Inc. dba AAA Community Finance is a state licensed lender.


What we do
How does AAA Community Finance protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. All information collected is stored in a technically and physically secure environment. We store and transmit information with SSL encryption software.
How does AAA Community Finance collect my personal information?	We collect your personal information, for example, when you Apply for a loan or provide bank account information Give us your income information or your contact information Provide employment information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.


Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Affiliates we may share with are AAA Community Finance, JRE Financial, LLC, Dean Financial Group, Inc, AAA Community Finance XV, Cash Aisle and Fast Lead Solutions, LLC.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include service providers, direct mail, data processors and advertisers.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, and other lending companies.


FACTS	WHAT DOES AAA Cash Loans, Inc dba “AAA Community Finance III” DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires lenders to tell you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons AAA Community Finance III chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information	Does AAA Community Finance III share?	Can you limit this sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	YES	NO
For our marketing purposes– to offer our products and services to you	YES	NO
For joint marketing with other financial companies	YES	NO
For our affiliates’ everyday business purposes – information about your transactions and experiences	YES	NO
For our affiliates’ everyday business purposes – information about your creditworthiness	YES	YES
For our affiliates to market to you	YES	YES
For nonaffiliates to market to you	YES	YES

To limit
our sharing

Call 618-377-6700 or
Contact us via email: optout@aaacommunityfinance.com

Please note: If you are a new customer, we can begin sharing your information as soon as the same day that you apply for a loan. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call 618-377-6700 or go to AAACommunityfinance.com


Who we are
Who is providing this notice?	AAA Cash Loans, Inc. is a state licensed entity doing business as AAA Community Finance III.


What we do
How does AAA Community Finance III protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. All information collected is stored in a technically and physically secure environment. We store and transmit information with SSL encryption software.
How does AAA Community Finance III collect my personal information?	We collect your personal information, for example, when you Apply for a loan or provide bank account information Give us your income information or your contact information Provide employment information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.


Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Affiliates we may share with are AAA Community Finance, JRE Financial, LLC, Dean Financial Group, Inc, AAA Community Finance XV, Cash Aisle and Fast Lead Solutions, LLC.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include service providers, direct mail, data processors and advertisers.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, and other lending companies.


FACTS	WHAT DOES H.E.R.R. LTD dba “AAA Community Finance I” DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires lenders to tell you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons AAA Community Finance I chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information	Does AAA Community Finance I share?	Can you limit this sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	YES	NO
For our marketing purposes– to offer our products and services to you	YES	NO
For joint marketing with other financial companies	YES	NO
For our affiliates’ everyday business purposes – information about your transactions and experiences	YES	NO
For our affiliates’ everyday business purposes – information about your creditworthiness	YES	YES
For our affiliates to market to you	YES	YES
For nonaffiliates to market to you	YES	YES

To limit
our sharing

Call 618-377-6700 or
Contact us via email: optout@aaacommunityfinance.com

Please note: If you are a new customer, we can begin sharing your information as soon as the same day that you apply for a loan. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call 618-377-6700 or go to AAACommunityfinance.com


Who we are
Who is providing this notice?	H.E.R.R. LTD is a state licensed entity doing business as AAA Community Finance I.


What we do
How does AAA Community Finance I protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. All information collected is stored in a technically and physically secure environment. We store and transmit information with SSL encryption software.
How does AAA Community Finance I collect my personal information?	We collect your personal information, for example, when you Apply for a loan or provide bank account information Give us your income information or your contact information Provide employment information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.


Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Affiliates we may share with are AAA Community Finance, JRE Financial, LLC, Dean Financial Group, Inc, AAA Community Finance XV, Cash Aisle and Fast Lead Solutions, LLC.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include service providers, direct mail, data processors and advertisers.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, and other lending companies.


FACTS	WHAT DOES PORT ENTERPRISES LTD dba “AAA Community Finance II” DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires lenders to tell you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons AAA Community Finance II chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information	Does AAA Community Finance II share?	Can you limit this sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	YES	NO
For our marketing purposes– to offer our products and services to you	YES	NO
For joint marketing with other financial companies	YES	NO
For our affiliates’ everyday business purposes – information about your transactions and experiences	YES	NO
For our affiliates’ everyday business purposes – information about your creditworthiness	YES	YES
For our affiliates to market to you	YES	YES
For nonaffiliates to market to you	YES	YES

To limit
our sharing

Call 618-377-6700 or
Contact us via email: optout@aaacommunityfinance.com

Please note: If you are a new customer, we can begin sharing your information as soon as the same day that you apply for a loan. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call 618-377-6700 or go to AAACommunityfinance.com


Who we are
Who is providing this notice?	Port Enterprises Ltd is a state licensed entity doing business as AAA Community Finance II.


What we do
How does AAA Community Finance II protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. All information collected is stored in a technically and physically secure environment. We store and transmit information with SSL encryption software.
How does AAA Community Finance II collect my personal information?	We collect your personal information, for example, when you Apply for a loan or provide bank account information Give us your income information or your contact information Provide employment information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.


Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Affiliates we may share with are AAA Community Finance, JRE Financial, LLC, Dean Financial Group, Inc, AAA Community Finance XV, Cash Aisle and Fast Lead Solutions, LLC.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include service providers, direct mail, data processors and advertisers.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, and other lending companies.


FACTS	WHAT DOES JRE FINANCIAL, LLC DBA “AAA COMMUNITY FINANCE” DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires lenders to tell you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons AAA Community Finance chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information	Does AAA Community Finance share?	Can you limit this sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	YES	NO
For our marketing purposes– to offer our products and services to you	YES	NO
For joint marketing with other financial companies	YES	NO
For our affiliates’ everyday business purposes – information about your transactions and experiences	YES	NO
For our affiliates’ everyday business purposes – information about your creditworthiness	YES	YES
For our affiliates to market to you	YES	YES
For nonaffiliates to market to you	YES	YES

To limit
our sharing

Call 618-377-6700 or
Contact us via email: optout@aaacommunityfinance.com

Please note: If you are a new customer, we can begin sharing your information as soon as the same day that you apply for a loan. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call 618-377-6700 or go to AAACommunityfinance.com


Who we are
Who is providing this notice?	JRE Financial, LLC dba AAA Community Finance is a state licensed lender.


What we do
How does AAA Community Finance protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. All information collected is stored in a technically and physically secure environment. We store and transmit information with SSL encryption software.
How does AAA Community Finance collect my personal information?	We collect your personal information, for example, when you Apply for a loan or provide bank account information Give us your income information or your contact information Provide employment information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.


Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Affiliates we may share with are AAA Community Finance, JRE Financial, LLC, Dean Financial Group, Inc, AAA Community Finance XV, Cash Aisle and Fast Lead Solutions, LLC.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include service providers, direct mail, data processors and advertisers.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, and other lending companies.


FACTS	WHAT DOES ZURICH FINANCIAL, LLC DBA “AAA COMMUNITY FINANCE” DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires lenders to tell you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons AAA Community Finance chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information	Does AAA Community Finance share?	Can you limit this sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	YES	NO
For our marketing purposes– to offer our products and services to you	YES	NO
For joint marketing with other financial companies	YES	NO
For our affiliates’ everyday business purposes – information about your transactions and experiences	YES	NO
For our affiliates’ everyday business purposes – information about your creditworthiness	YES	YES
For our affiliates to market to you	YES	YES
For nonaffiliates to market to you	YES	YES

To limit
our sharing

Call 618-377-6700 or
Contact us via email: optout@aaacommunityfinance.com

Please note: If you are a new customer, we can begin sharing your information as soon as the same day that you apply for a loan. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call 618-377-6700 or go to AAACommunityfinance.com


Who we are
Who is providing this notice?	ZURICH Financial, LLC dba AAA Community Finance is a state licensed lender.


What we do
How does AAA Community Finance protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. All information collected is stored in a technically and physically secure environment. We store and transmit information with SSL encryption software.
How does AAA Community Finance collect my personal information?	We collect your personal information, for example, when you Apply for a loan or provide bank account information Give us your income information or your contact information Provide employment information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.


Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Affiliates we may share with are AAA Community Finance, JRE Financial, LLC, Dean Financial Group, Inc, AAA Community Finance XV, Cash Aisle and Fast Lead Solutions, LLC.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include service providers, direct mail, data processors and advertisers.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, and other lending companies.

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